Nextcloud was too slow and bloated for me. I used Seafile for years and it was fine, but at some point I went to some more simple setup : sftpgo to share folders (sftp, dav) and syncthing for the folders I want to sync between devices. You can also set ignore lists in syncthing to ignore large dirs. Keep it simple stupid 😅

This can happen with people that refuse to learn!

I use encryption on laptops, because they can be stolen in the train, bus, etc. On work desktop, I do so as well, because there are many people around. However, on everything that stay at home, I prefer not to use it to simplifiy things and get more performance.