Eshell because it is consistent cross platform and I switch often for work/etc. Sometimes I’ll use bash when I really want a native shell.

I used fish before eshell and I really like it, the auto complete is nice, but eshell has autocomplete and since aliases and other configurations are in my emacs config, they sync cross platform too.

Be ready to flash your phone often if you do, but they can work well when they want to

If you’re self hosting at home yes dyn dns is far cheaper, and from a users perspective there’s no difference